Efisiensi Bank dalam Kelompok BUKU 4 di Indonesia: Pendekatan Data Envelopment Analysis

Nurshadrina Kartika Sari, Nanda Widaninggar

Abstract


Penelitian ini bertujuan untuk memberikan bukti empiris tentang tingkat efisiensi bank di Indonesia menggunakan Data Envelopment Analysis (DEA). Teknik analisis yang digunakan analisis non-parametrik dengan DEA. Penelitian ini dilakukan dengan menggunakan semua populasi bank Indonesia di BUKU kategori 4 periode 2012 hingga 2017. Analisis data dilakukan untuk empat perbankan dalam kategori BUKU 4 yang memiliki modal inti lebih dari 30 triliun Rupiah, dengan menggunakan metode sensus. Hasilnya memberikan bukti empiris bahwa perbankan Indonesia memiliki 100%. Penelitian ini menunjukkan bahwa tingkat efisiensi mampu mendorong hasil bisnis yang tinggi dan meningkatkan daya saing bagi bank dalam kategori BUKU 4

 

DOI: https://doi.org/10.26905/afr.v1i2.2409


Keywords


Banking Efficiency; BUKU 4; Data Envelopment Analysis; technical efficiency

References


Abidin, Z. dan Endri. (2009). Kinerja Efisiensi Bank Pembangunan Daerah: Pendekatan Data En-velopment Analysis (DEA). Jurnal Akuntansi dan Keuangan. 11(1): 21-29.

Andries, A. M., dan Capraru, B. (2012). Competition and efficiency in EU 27 banking system. Baltic Journal of Economics, 12(1): 41-60.

Anwar, M., dkk. 2012. Small Business Finance and Indonesian Banks Efficiency: DEA Approach. The 13th International Convention of The East Asian Economic Association.

Aigner, D.J., Knox, L and Schmidt, P. (1977). For-mulation and Estimation of Stochatic Frontier Production Function Models. Econ. Rev. 6: 23-37.

Barry, A.T., Dacanay, J.S.O., Lepetit, L. and Tarazi, A. (2010). Ownership Structure and Bank Effi-ciency in Six Asian Countries. Philippine Man-agement Review (Special Isue). 18: 19-35.

Bos, J.W. dan Kolari, J. (2005). Large Bank Efficiency in Europe and the United States: Are There Economics Motivations for Geographic Expan-sion in Financial Service? The Journal of Business. 78(4).

Charnes, A., Cooper dan Rhodes, E. (1978). Measur-ing the Efficiency of Decision Making Units. European Journal of Operational Research. 2: 429-444.

Cooper, W.W., L.M, Seiford dan K. Tone. (2007). Data Envelopment Analysis: A Comprehensive Text with Models, Application. Reference and DEA-Solver Software. Second. Springer.

Deanna, N.J. (2018). Determinan Efisiensi Operasional Perbankan Indonesia (Studi Empiris pada Perbankan Umum Konvensional di Indonesia). Jurnal Muara Ilmu Ekonomi dan Bisnis. 2 (1): 218–225.

Fathony, M. (2013). Analisis Efisiensi Perbankan Nasional Berdasarkan Ukuran Bank: Pendekatan Data Envelopment Analysis. Fi-nance and Banking Journal. 15 (1)

Firdaus, F.M. dan Hosen, N.M. (2013). Efisiensi Bank Umum Syariah Menggunakan Pendekatan Two-Stage Data Envelopment Analysis. Buletin Ekonomi Moneter dan Perbankan. Oktober 2013: 167-188.

Gunawan, F.A. dan Utiyati, S. (2013). Analisis Tingkat Efisiensi Bank BUMN dengan Pendekatan Data Envelopment Analysis (DEA). Jurnal Ilmu dan Riset Manajemen. 2(8): 1-17.

Handoyo, R. D. (2008). Modul in House Training Mahasiswa Data Envelopment Analysis. Departemen Ilmu Ekonomi Fakultas Ekonomi Universitas Airlangga Surabaya.

Haryanto, S. (2018). Determinan Efisiensi Bank: Analisis Bank Di Indonesia. Accounting and Financial Review, 1(1)

Kumar, S dan Gulati, R. (2008). An Examination of Technical, Pure Technical and Scale Efficiencies in Indian Public Sector Banks Using Data Envelopment Analysis. Eurasian Journal of Business and Economics. 1(2): 33-69.

Meeusen, W. dan Broeck, J. (1977). Efficiency Esti-mation from Cobb-Douglas Production Func-tions with Composed Error. Int. Econ. Rev. 18: 435-444.

Nafti, O., Boumediene, L.S., Khouaja, S and Ayed, B.W. (2017). The Determinants Of World Is-lamic Banks Efficiency: Empirical Analysis Us-ing A Non Parametric Approach. The Journal of Applied Business Research. 33(2): 363-374

Noor, M.A., dan Ahmad, N.H. (2009). The Deter-minants of World Islamic Banks’ Efficiency and The Impact of 1998 and 2008 Financial Crisis. Universiti Utara Malaysia.

Nurwulan. (2012). Analisis Pengaruh Bank Size, NPL, ROA, Kapitalisasi dan CAR terhadap Efisiensi Perbankan. Tesis. Semarang: Universitas Diponegoro.

Pawlowska, M. (2003). The Impact of M &A on Technical Efficiency, Scale Efficiency and Productivity Change in The Polish Banking Sector: a Non-Parametric Approach. National Bank of Poland, Materialy I Studia, Paper No. 29.

Purwantoro, N. (2003). Penerapan DEA dalam Kasus Pemilihan Produk Inkjet Personal Print-er. Usahawan. 10: 36-41.

Qurniawati, R.S. (2013). Efisiensi Perbankan di In-donesia dan Pengaruhnya terhadap Return Saham dengan Pendekatan Data Envelopment Analysis (DEA). Benefit Jurnal Manajemen dan Bisnis. 17(1): 27-40.

Rezitis, N.A. (2006) Productivity Growth in the Greek Banking Industry: A Non Parametric Approach. Journal of Applied Economics. 9(1).

Subandi dan Ghozali, I. (2014). A Efficiency Deter-minant of Banking Industry in Indonesia. Re-search Journal of Finance and Accounting. 5(3).

Sulistyono, B. (2014). Pengukuran Efisiensi Bank BUMN di Indonesia dengan Menggunakan Metode Data Envelopment Analysis. Research Gate. https://www.researchgate.net/ publica-tion/278968402

Tan, Y., dan Floros, C. (2014). Risk, profitability, and competition: Evidence from the Chinese banking industry. Journal of Developing Areas. 38(3): 303-319.

Yusniar, M.W. (2011). Analisis Efisiensi Industri Perbankan di Indonesia dengan Pendekatan Data Envelopment Analysis (DEA) dan Faktor-Faktor yang Mempengaruhinya. Jurnal Manajemen dan Bisnis. 1(2).


Full Text: PDF

Refbacks

  • There are currently no refbacks.






SAVE_20200830_220540


AFRE (Accounting and Financial Review)
Postgraduate University of Merdeka Malang




Information:
Image result for address iconTerusan Dieng Street 59, Malang City, East Java, Indonesia, 65146.
Image result for address blue iconafreunmer@gmail.com jurnalafre@unmer.ac.id
Image result for address blue icon081332373081

Statistics:

Flag Counter

Indexing:
width="145"width="150"
crossref Index Copernicus International ( ICI )

Tools:
TurnitinMendeleyGrammarly

Supported By:


AFRE (Accounting and Financial Review) is an open-access article distributed under the terms of the Creative Commons Attribution-Share A like 4.0 International License. Licensed under  Creative Commons License a Creative Commons Attribution 4.0 International License.

Copyright ©2020 University of Merdeka Malang Powered by Open Journal Systems.