DETERMINAN PERTUMBUHAN KREDIT MODAL KERJA PERBANKAN DI INDONESIA: Pendekatan Error Correction Model (ECM)

Authors

  • Sasanti Widyawati Universitas Brawijaya Malang
  • Setyo Tri Wahyudi Universitas Brawijaya Malang

DOI:

https://doi.org/10.26905/jkdp.v20i1.159

Keywords:

Credit Growth, Error Correction Model Domowitz-El Badawi

Abstract

Abstract
Bank loans has an important role in financing the national economy and driving force of economic growth.
Therefore, credit growth must be balanced. However, the condition show that commercial bank credit growth
slowed back.Using the method of Error Correction Model (ECM) Domowitz - El Badawi, the study analyze the
impact of short-term and long-term independent variables to determine the credit growth in Indonesia financial
sector. The results show that, in the short term only non performing loans are significant negative effect on
the working capital loans growth. For long-term, working capital loan interest rates have a significant negative
effect, third party funds growth have a significant positive effect and inflation have a significant negative
effect.

Author Biographies

Sasanti Widyawati, Universitas Brawijaya Malang

Fakultas Ekonomi dan Bisnis

Setyo Tri Wahyudi, Universitas Brawijaya Malang

Fakultas Ekonomi dan Bisnis

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Published

2016-03-06

Issue

Vol. 20 No. 1 (2016): January 2016

Section

FINANCE AND BANKING

License

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