Author Details

Harmono, Harmono, Merdeka University Malang, Economic Faculty Position as Institution Head of Research and Community Services, and Expert in National Evaluation Consultant (NEC) for Impact Study at Urban Poverty Project 2 (UPP-2) 2007/2008. Collaborate Departemen PU of Central Government of Indonesia Republic, World Bank, and LSPK Malang., Indonesia




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Journal of Finance and Banking

Diploma Program of Banking and Finance
Faculty of Economics and Business University of Merdeka Malang

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