FEBRIYANI, Agnes; RITA, Maria Rio. Determinan Kinerja UMKM: Fintech Lending, Modal Usaha dan Orientasi Pasar. AFRE (Accounting and Financial Review), [S. l.], v. 5, n. 2, p. 131–139, 2022. DOI: 10.26905/afr.v5i2.7761. Disponível em: https://jurnal.unmer.ac.id/index.php/afr/article/view/7761. Acesso em: 23 feb. 2025.