RUMTUTULY, Hansen Hein; ATAHAU, Apriani Dorkas Rambu. Credit Decision Using Pay Later: The Role of Consumptive Behavior and Financial Literacy with Peer Pressure and Self-Control as Moderators. AFRE (Accounting and Financial Review), [S. l.], v. 6, n. 3, p. 394–404, 2023. DOI: 10.26905/afr.v6i3.11488. Disponível em: https://jurnal.unmer.ac.id/index.php/afr/article/view/11488. Acesso em: 24 apr. 2025.