Homoly, H. et al. 2024. Factors Influencing University Student Decision to Utilize Mobile Banking in Cambodia: An Extension of UTAUT-2 with SERVQUAL and DIT. Jurnal Akuntansi dan Perpajakan. 10, 2 (Sep. 2024), 254–272. DOI:https://doi.org/10.26905/ap.v10i2.15055.