DWIJAYANTI, Ni Made Ayu; MARIANI, Wayan Eny; UTAMI, Ni Made Mega. Implementation of Financial Inclusion and Digital Transformation in MSMEs With Local Wisdom As Moderation Variables. Jurnal Akuntansi dan Perpajakan, [S. l.], v. 9, n. 2, p. 181–191, 2023. DOI: 10.26905/ap.v9i2.10555. Disponível em: https://jurnal.unmer.ac.id/index.php/ap/article/view/10555. Acesso em: 4 apr. 2025.