S. Wicaksono, E. Subiyantoro, D. Zuhroh, S. Werdiningsih, and C. Sarasmitha, “The Effect of Personality Traits on Financial Behavior and the Use of e-Wallet as Intervening Variable”, Int. Conf. of Grad. Sch. Sust., vol. 7, no. 1, Dec. 2022.