, Maulana Yusuf; MUHAMMAD RAFHAEL LAZUARDY; MUHAMMAD INDIRAFI RANADIMAJID; IDA FARIDA ADI PRAWIRA. Tantangan penerapan teknologi digital dalam transformasi bisnis UMKM di Indonesia: systematic literature review. Jurnal Ilmiah Bisnis dan Perpajakan (Bijak), [S. l.], v. 8, n. 2, p. 121–129, 2026. DOI: 10.26905/j.bijak.v8i2.17009. Disponível em: https://jurnal.unmer.ac.id/index.php/jb/article/view/17009. Acesso em: 13 sep. 2026.