LUBIS, Trisnawati; BI RAHMANI, Nur Ahmadi; IMSAR. Buy Now Pay Later Usage Intensity, Financial Distress, and Coping Strategies: A Qualitative Study of Muslim University Students in Medan, Indonesia. Jurnal Bisnis dan Manajemen, [S. l.], v. 13, n. 1, p. 189–198, 2026. DOI: 10.26905/jbm.v13i1.17580. Disponível em: https://jurnal.unmer.ac.id/index.php/jbm/article/view/17580. Acesso em: 24 aug. 2026.