WELLY, Yerisma; SUPITRIYANI, Supitriyani; YUSNAINI, Yusnaini; SUDIRMAN, Acai. Factors of Using Non-Cash Payments to the Consumption Level of Students in Pematangsiantar City. Jurnal Bisnis dan Manajemen, [S. l.], v. 7, n. 1, 2020. DOI: 10.26905/jbm.v7i1.4041. Disponível em: https://jurnal.unmer.ac.id/index.php/jbm/article/view/4041. Acesso em: 4 apr. 2025.