PENYALURAN KREDIT BANK DITINJAU DARI JUMLAH DANA PIHAK KETIGA DAN TINGKAT NON PERFORMING LOANS

Imam Mukhlis

Abstract


This research aimed to analyze the effect of money deposit on the bank and non performing loans on creditallocation from Bank Rakyat Indonesia in 2000-2009. The method of analyze was dynamic regression modelby Error Correction Model (ECM) approach version Domowitz and Elbadawi. Our empirical results showedthat only non performing loan on the short term had a significant effect to credit allocation from Bank RakyatIndonesia on the short term and long term. The variable money deposit of the bank did not have a significanteffect on credit allocation from Bank Rakyat Indonesia both on short term and long term period.

Keywords


money deposit, non performing loans, credit allocation

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DOI: https://doi.org/10.26905/jkdp.v15i1.1007

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Jurnal Keuangan dan Perbankan (Journal of Finance and Banking)

Diploma Program of Banking and Finance, Faculty of Economics and Business, University of Merdeka Malang

Published by University of Merdeka Malang

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