Email this article PENGEMBANGAN UMKM DENGAN ANALISIS LINGKUNGAN BISNIS KETERAMPILAN MANAJEMEN DAN PINJAMAN MODAL
Abstract
The purpose of this study was to analyze and determine the influence of the business environment, management
skills, and capital loans to business potential, scale of operations and improved performance of SMEs.
This research was conducted through a survey to a number of SME business units that had received loans from
rural banks with a number of samples and 220 respondents that were analyzed using structural equation
modeling (SEM). The results of this study indicated the potential effect on the business environment of business,
business scale, but it did not affect the performance improvement. The management skill influenced
business potential, business scale and performance improvement. Capital loans affected potential business,
business scale, and performance improvement. Business potential influenced performance improvement but it
did not affect the scale of business. Business Scale affected performance improvement efforts.
skills, and capital loans to business potential, scale of operations and improved performance of SMEs.
This research was conducted through a survey to a number of SME business units that had received loans from
rural banks with a number of samples and 220 respondents that were analyzed using structural equation
modeling (SEM). The results of this study indicated the potential effect on the business environment of business,
business scale, but it did not affect the performance improvement. The management skill influenced
business potential, business scale and performance improvement. Capital loans affected potential business,
business scale, and performance improvement. Business potential influenced performance improvement but it
did not affect the scale of business. Business Scale affected performance improvement efforts.
Keywords
business area, capital loan, development of business, management skill
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pdfDOI: https://doi.org/10.26905/jkdp.v18i3.823
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Jurnal Keuangan dan Perbankan (Journal of Finance and Banking)
Diploma Program of Banking and Finance, Faculty of Economics and Business, University of Merdeka Malang
Published by University of Merdeka Malang
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