VARIABEL-VARIABEL YANG MEMPENGARUHI NON PERFORMING LOANS PADA BANK BUMD, BUMN DAN BUSN DI KOTA JAYAPURA

John Agustinus

Abstract


The result of the testing of hypothesis one saying that there is influence simultaneouslyvariables of collateral value, Credit Amount, Location, and Account Officers against Variableof Non-Performing Loans, and there is closeness between independent variable and dependentvariable. The result of the second hypothesis is that between the variable of Collateral value,Credit Amount, and Location is having positive influence against Non-performing Loans andvariable of Account Officers is having negative influence against Non-Performing Loans. Theresult of the third hypothesis is that Collateral value variable is dominant variable influencingto Non-Performing Loans. Then, we can conclude that the first, the second and the thirdhypothesis on this research can be received.

Keywords


account officer, units of Bank, Non-Performing Loans.

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DOI: https://doi.org/10.26905/jkdp.v12i3.911

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Jurnal Keuangan dan Perbankan (Journal of Finance and Banking)

Diploma Program of Banking and Finance, Faculty of Economics and Business, University of Merdeka Malang

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