Ikhsan, Khairul, and Nurhayani Nurhayani. 2023. “The Impediment Factors of Customers Intentions to Borrow in Peer to Peer Lending Apps”. Jurnal Manajemen Dan Kewirausahaan 11 (1):1-11. https://doi.org/10.26905/jmdk.v11i1.9417.