Tanggung Jawab Agen Kredit Sindikasi dalam Hal Debitur Wanprestasi

Authors

  • Vivi Sylvia Purborini Program Pascasarjana Universitas Merdeka Malang
  • Mohammad Gufron Program Pascasarjana Universitas Merdeka Malang
  • Diah Aju Wisnuwardhani Program Pascasarjana Universitas Merdeka Malang

DOI:

https://doi.org/10.26905/mlj.v1i1.4288

Keywords:

Debtor defaults, Syndicated credit agreement, Syndicated loan, credit contract, and agent responsibility

Abstract

This study aims to determine the position of the agent in a syndicated loan agreement, and the agent's responsibility when the debtorexperiences an achievement. This research is a normative juridical research which is a procedure to find the truth based on scientific logic from the normative side. The approach in this research is legislation and conceptual approach. The results showed that the agent's relationship with the creditors was the power relationship with the power of attorney. If a dispute arises between the agent and the parties in the syndicated loan agreement, the settlement is based on the provision of power of attorney in the syndicated credit document. The responsibility of the agent is divided into two, namely the agent who also participates in the syndication participant, and the agent outside the syndicated loan participant. Agents who are also creditors in syndicated loans, if debtors default, then the agent is responsible. The responsibility of the syndicated loan agent outside the syndicated loan participant is only as a liaison between the creditor and the debtor. The role of agents is limited in accordance with what is written in the agreed agreement document.

DOI: https://doi.org/10.26905/mlj.v1i1.4288.

Downloads

Download data is not yet available.

References

Abubakar, L., & Handayani, T. (2017). Telaah Yuridis Terhadap Implementasi Prinsip

Kehati-Hatian Bank Dalam Aktivitas Perbankan Indonesia. De Lega Lata, 2(1), 68–91.

Angraeni, K. D., & Nasution, K. (2019). Kekuatan Hukum LoU Sebagai

Jamanian Dalam Kredit Sindikasi. Jurnal Hukum Bisnis Bonum Commune, 2(2), 185. https://doi.org/10.30996/jhbbc.v2i2.2521.

Cita, R. H., Abubakar, L., & Mulyati, M. (2018). Kedudukan Hukum Kreditur Baru Penerima Pengalihan Piutang Tanpa Persetujuan Agen Dan Peserta Sindikasi Lainnya. Jurnal Bina Mulia Hukum, 3(1), 1–14. https://doi.org/10.23920/jbmh.v3n1.3.

Handayani, P. (2016). Prinsip Kehati-Hatian Bank Dalam Pemberian Kredit Ditinjau Dari Undang-Undang No.10 Tahun 1998 Tentang Perbankan. Jurnal Dimensi, 4(2), 1–12. https://doi.org/10.33373/dms.v4i2.39.

Handayani, T., & Abubakar, L. (2018). Regulasi Pengelolaan Likuiditas Bank melalui Kewajiban Penerapan Net Stable Funding Ratio (NSFR) sebagai Upaya Menciptakan Perbankan yang Sehat. Varia Justicia, 14(1), 10–20. https://doi.org/10.31603/variajusticia.v14i1.2039.

Haryanto, S. (2018). Determinan Efisiensi Bank : Analisis Bank Di Indonesia. AFRE (Accounting and Financial Review), 1(1), 46–52. https://doi.org/26.82017/JKP.2017.001.

Kusumaningtuti, Barus, F., & Ariyanti, D. (2008). Pinjaman Sindikasi Luar Negeri. In Seri Kebanksentralan. Retrieved from www.bi.go.id.

Mulyati, E., & Dwiputri, F. A. (2018). Prinsip Kehati-Hatian Dalam Menganalisis

Jaminan Kebendaan Sebagai Pengaman Perjanjian Kredit Perbankan. ActaDiurnal Jurnal Ilmu Hukum Kenotariatan Dan Ke-PPAT-An, 1(2), 134. https://doi.org/10.24198/acta.v1i2.112.

Murwadji, T. (2013). Transformasi Jaminan Kebendaan Menjadi Jaminan Tunai Dalam Penjaminan Kredit Sindikasi Internasional. Jurnal Hukum Ius Quia Iustum, 20(1), 98–118. https://doi.org/10.20885/iustum.vol20.iss1.art6.

Rahmayati, R. (2019). Pembiayaan Sindikasi Sebagai Peningkatan Portofolio Pembiayaan Perbankan Syariah. AlMasharif: Jurnal Ilmu Ekonomi Dan Keislaman, 7(1), 1–16. https://doi.org/10.24952/MASHARIF.V7I1.1617.

Tirana, G., Abubakar, L., & Handayani, T. (2019). Perlindungan Hukum Terhadap Pembeli Piutang Atas Jaminan Hak Guna Bangunan Dalam Perjanjian Kredit Sindikasi. Acta Diurnal Jurnal Ilmu Hukum Kenotariatan Dan Ke-PPATAn, 2(2), 267. https://doi.org/10.24198/acta.v2i2.244.

Umardani, K. M. (2016). Kredit Sindikasi Dalam Perspektif Hukum Dan Peraturan Perbankan (Studi Kasus Pada PT. Bank DKI). Journal of Chemical Information and Modeling, 7(1), 90–110. https://doi.org/10.1017/CBO9781107415324.004.

Yose, M., & Trihantana, R. (2017). Peran Serta Dan Mekanisme Bank Syariah Pada Pembiayaan Sindikasi Di Bank Syariah Mandiri Pusat. Nisbah: Jurnal Perbankan Syariah, 3(2), 403. https://doi.org/10.30997/jn.v3i2.814.

Otoritas Jasa Keuangan. (2016). Cetakan Pertama. Jakarta.

UUD 1945

UU No. 7 tahun 1992 tentang Perbankan

UU No. 10 tahun 1998 yang mengatur tentang KUHPerdata

Perubahan UU No.7 tahun 1992 tentang Perbankan

Peraturan Bank Indonesia No. 7/3/2005 tentang Batas Maksimum Pemberian Kredit.

Surat Edaran Bank Indonesia No. 11/26/UPK tanggal 12 Januari 1979 tentang Pembiayaan Secara Konsorsium oleh Bank Pemerintah.

Surat Edaran Bank Indonesia No. 16/1/UKU tanggal 1 Juni 1983 tentang Pembiayaan kepada Bank Sindikasi.

Downloads

Published

2020-03-01

How to Cite

Purborini, V. S., Gufron, M., & Wisnuwardhani, D. A. (2020). Tanggung Jawab Agen Kredit Sindikasi dalam Hal Debitur Wanprestasi. MLJ Merdeka Law Journal, 1(1), 1–9. https://doi.org/10.26905/mlj.v1i1.4288