Editorial Policies

Focus and Scope


Accounting and Financial Reporting; Alternative Investments; Asset Pricing; Behavioral Finance; Corporate Finance; Corporate Governance and Ethics; Derivative Pricing and Hedging; Empirical Finance; Financial Accounting; Financial Applications of Decision Theory or Game Theory; Financial Applications of Simulation or Numerical Methods; Financial Economics; Financial Engineering; Financial Forecasting; Financial Literacy; Financial Risk Management and Analysis; Financial Technology; International Finance; Portfolio Optimization and Trading; Real Estate Finance; Regulation of Financial Markets and Institutions; Rural Finance; Stochastic Models for Asset and Instrument Prices; Systemic Risk; Taxation


Banking Efficiency; Banking Regulation; Bank Solvency and Capital Structure; Bank Management; Bank Fund Management, Central Banking; Conventional versus Non-Conventional Banking; Credit Rating; CSR of Bank; Financial Stability; E-Banking; Foreign Exchange Management, Investment Banking; International Banking; Internet Banking; Islamic Banking; Liquidity Management; Merchant Banking; Mobile Banking; Monetary and Fiscal Policy Decision-Making; Online Banking; Offshore Banking; Retail Banking; SMEs Banking



Section Policies


Checked Open Submissions Checked Indexed Checked Peer Reviewed


Checked Open Submissions Checked Indexed Checked Peer Reviewed

Peer Review Process

The submitted manuscript is first reviewed by an editor. It will be evaluated in the office, whether it is suitable for Journal of Finance and Banking focus and scope or has a major methodological flaw and similiarity score by using Turnitin.

This journal uses double-blind review, which means that both the reviewer and author identities are concealed from the reviewers, and vice versa, throughout the review process.

Components and evaluation indicator Reviewers assessment are described in the following Table:



Evaluation Indicator of reviewer



Effectiveness, Specification and clarity


Abstract (in English)

Complete and describe the essence  of article



Describing the essential concept of article


Introduction (background, Objective or scope, literature Review)

Up-to-date, originality, relevance of the Topic, compatibility of the important reason of the research objective



Accuracy, Specification, and clarity


Results   (Analysis and Synthetic)

Analysis acuteness


Discussion (Interpretation)

Up-to-date finding, relevance to the interrelated researches, and the scientific contribution effect of finding /idea to the development of science



Logical, valid, brief, and clear



For practical action, development of new theory, and next/advanced research



Degree of up-to-date and the reference of primary book sources.

Rules: at least 90% of the journals or the interrelated scientific researches, above 2008 (year)


Open Access Policy

This journal provides immediate open access to its content on the principle that making research freely available to the public supports a greater global exchange of knowledge.



This journal utilizes the LOCKSS system to create a distributed archiving system among participating libraries and permits those libraries to create permanent archives of the journal for purposes of preservation and restoration. More...


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Ethics Statement

Our ethic statements are based on COPE’s Best Practice Guidelines for Journal Editors.

Hasil gambar untuk committee on publication ethics logo

Publication decisions
The editor is responsible for deciding which of the articles submitted to the journal should be published.
The editor may be guided by the policies of the journal's editorial board and constrained by such legal requirements as shall then be in force regarding libel, copyright infringement and plagiarism. The editor may confer with other editors or reviewers in making this decision.

Fair play
An editor at any time evaluate manuscripts for their intellectual content without regard to race, gender, sexual orientation, religious belief, ethnic origin, citizenship, or political philosophy of the authors.

The editor and any editorial staff must not disclose any information about a submitted manuscript to anyone other than the corresponding author, reviewers, potential reviewers, other editorial advisers, and the publisher, as appropriate.

Disclosure and conflicts of interest
Unpublished materials disclosed in a submitted manuscript must not be used in an editor's own research without the express written consent of the author.

Duties of Reviewers

Contribution to Editorial Decisions
Peer review assists the editor in making editorial decisions and through the editorial communications with the author may also assist the author in improving the paper.

Any selected referee who feels unqualified to review the research reported in a manuscript or knows that its prompt review will be impossible should notify the editor and excuse himself from the review process.

Any manuscripts received for review must be treated as confidential documents. They must not be shown to or discussed with others except as authorized by the editor.

Standards of Objectivity
Reviews should be conducted objectively. Personal criticism of the author is inappropriate. Referees should express their views clearly with supporting arguments.

Acknowledgement of Sources
Reviewers should identify relevant published work that has not been cited by the authors. Any statement that an observation, derivation, or argument had been previously reported should be accompanied by the relevant citation. A reviewer should also call to the editor's attention any substantial similarity or overlap between the manuscript under consideration and any other published paper of which they have personal knowledge.

Disclosure and Conflict of Interest
Privileged information or ideas obtained through peer review must be kept confidential and not used for personal advantage. Reviewers should not consider manuscripts in which they have conflicts of interest resulting from competitive, collaborative, or other relationships or connections with any of the authors, companies, or institutions connected to the papers.

Duties of Authors

Reporting standards
Authors of reports of original research should present an accurate account of the work performed as well as an objective discussion of its significance. Underlying data should be represented accurately in the paper. A paper should contain sufficient detail and references to permit others to replicate the work. Fraudulent or knowingly inaccurate statements constitute unethical behavior and are unacceptable.

Originality and Plagiarism
The authors should ensure that they have written entirely original works, and if the authors have used the work and/or words of others that this has been appropriately cited or quoted.

Multiple, Redundant or Concurrent Publication
An author should not in general publish manuscripts describing essentially the same research in more than one journal or primary publication. Submitting the same manuscript to more than one journal concurrently constitutes unethical publishing behaviour and is unacceptable.

Acknowledgement of Sources
Proper acknowledgment of the work of others must always be given. Authors should cite publications that have been influential in determining the nature of the reported work.

Authorship of the Paper
Authorship should be limited to those who have made a significant contribution to the conception, design, execution, or interpretation of the reported study. All those who have made significant contributions should be listed as co-authors. Where there are others who have participated in certain substantive aspects of the research project, they should be acknowledged or listed as contributors.

The corresponding author should ensure that all appropriate co-authors and no inappropriate co-authors are included on the paper, and that all co-authors have seen and approved the final version of the paper and have agreed to its submission for publication.

Disclosure and Conflicts of Interest
All authors should disclose in their manuscript any financial or other substantive conflict of interest that might be construed to influence the results or interpretation of their manuscript. All sources of financial support for the project should be disclosed.

Fundamental errors in published works
When an author discovers a significant error or inaccuracy in his/her own published work, it is the author’s obligation to promptly notify the journal editor or publisher and cooperate with the editor to retract or correct the paper.


35 Citedness of Journal Articles in Scopus

Scopus EXPORT DATE: Dec 2, 2018

Jurnal Keuangan dan Perbankan (Journal of Finance and Banking) is cited by articles on SCOPUS database at least 35 times since published online in July 2012.

Juwita, Majid, M.S.A., Syechalad, M.N.A Dynamic model of non-performing loans of the largest micro-lender in Indonesia (2018). Journal of Applied Economic Sciences, 13 (5), pp. 1202-1213. https://www.scopus.com/inward/record.uri?eid=2-s2.0-85057189847&partnerID=40&md5=ac51d9ed6517efba29828a173c1e81eb

Al Arif, M.N.R.Does the spin-off policy can accelerate the deposit funds in the Indonesian Islamic banking industry? (2018) Journal of Business and Retail Management Research, 13 (1), pp. 171-178. https://www.scopus.com/inward/record.uri?eid=2-s2.0-85055414791&doi=10.24052%2fJBRMR%2fV13IS01%2fART-17&partnerID=40&md5=1cc020a1a9d448cc7ce30ba541bf7e80

Indarti, Apriliani, I.B., Aznuriyandi. The Effect of Audit Quality and Company Size on Good Corporate Governance Disclosure in Banking Companies Listed in Indonesia Stock Exchange (2018) IOP Conference Series: Earth and Environmental Science, 175 (1), art. no. 012041, https://www.scopus.com/inward/record.uri?eid=2-s2.0-85051360748&doi=10.1088%2f1755-1315%2f175%2f1%2f012041&partnerID=40&md5=5464709405d4237ea3a2593c75a785d9

Khusaini, M., Wahyudi, S.T., Utama, Z.S.Does trade openness and fiscal policy affect inequality and economic growth? a study in Indonesia (2018) Regional Science Inquiry, 10 (2), pp. 215-226. https://www.scopus.com/inward/record.uri?eid=2-s2.0-85051567235&partnerID=40&md5=797829a4b8c93942f80efc6fcb83788e

Robiyanto, R.Indonesian stock market's dynamic integration with Asian stock markets and world stock markets (2018) Jurnal Pengurusan, 52.   https://www.scopus.com/inward/record.uri?eid=2-s2.0-85050345447&partnerID=40&md5=ed958080e7b67b83eb051da8236477fa

Handriani, E., Robiyanto, R.Investment opportunity and industrial growth in Indonesia(2018) International Journal of Business and Society, 19 (2), pp. 295-312. https://www.scopus.com/inward/record.uri?eid=2-s2.0-85052853418&partnerID=40&md5=3f1dfc7a415c092bd4860628a1af1065

Nur Rianto Al Arif, M., Haribowo, I., Suherlan, A.Spin-off policy and efficiency in the Indonesian Islamic banking industry (2018) Banks and Bank Systems, 13 (1), pp. 1-10. https://www.scopus.com/inward/record.uri?eid=2-s2.0-85043231488&doi=10.21511%2fbbs.13%281%29.2018.01&partnerID=40&md5=4583b85e126e6fe890e1a7316f5eddc4

Nugrahanti, T.P., Jahja, A.S.Audit judgment performance: The effect of performance incentives, obedience pressures and ethical perceptions (2018) Journal of Environmental Accounting and Management, 6 (3), pp. 225-234. https://www.scopus.com/inward/record.uri?eid=2-s2.0-85053380333&doi=10.5890%2fJEAM.2018.09.004&partnerID=40&md5=a4f6ba9faf754873173ece8d6a987ef0

Nie, Y., Talburt, J., Dagtas, S., Feng, T.The influence of chief data officer presence on firm performance: does firm size matter? (2018) Industrial Management and Data Systems. Article in Press. https://www.scopus.com/inward/record.uri?eid=2-s2.0-85054408621&doi=10.1108%2fIMDS-03-2018-0101&partnerID=40&md5=33de755b55e89a124dde89f77ec08011

Gusni, Silviana, Hamdani, F. Factors affecting equity mutual fund performance: Evidence from Indonesia (2018) Investment Management and Financial Innovations, 15 (1), pp. 1-9. https://www.scopus.com/inward/record.uri?eid=2-s2.0-85041926070&partnerID=40&md5=63b986731722e3d5dc4154ce85c0223c

Noermijati, Azzuhri, M. Analysis of transformational leadership effect towards organizational citizenship behavior mediated by organizational commitment in the heritage hotel (2018) International Journal of Monetary Economics and Finance, 11 (3), pp. 298-306. https://www.scopus.com/inward/record.uri?eid=2-s2.0-85051413059&doi=10.1504%2fIJMEF.2018.093793&partnerID=40&md5=68e2adfed1d31b5d2b8cce210bb3132e

Chandrarin, G., Sanusi, A., Imron, A., Yuniarti, S. An empirical study on income equality, economic growth and financial inclusion in Indonesia: Model development on SMEs financing (2018) International Journal of Education Economics and Development, 9 (4), pp. 346-365.  https://www.scopus.com/inward/record.uri?eid=2-s2.0-85056469388&partnerID=40&md5=a901597a51eb8f901176d2c69cd63b85

Al Arif, M.N.R. Spin-off and market share in the Indonesian Islamic banking industry: A difference in difference analysis (2017) Management and Marketing, 12 (4), pp. 540-551. Cited 2 times. https://www.scopus.com/inward/record.uri?eid=2-s2.0-85041135872&doi=10.1515%2fmmcks-2017-0032&partnerID=40&md5=f09fea01b1e2f4994d50f582078660b1

Trinugroho, I., Risfandy, T., Ariefianto, M.D., Prabowo, M.A., Purnomo, H., Purwaningsih, Y. Does religiosity matter for Islamic banks' performance? Evidence from Indonesia (2017) International Journal of Economics and Management, 11 (2), pp. 419-435. Cited 1 time. https://www.scopus.com/inward/record.uri?eid=2-s2.0-85040677709&partnerID=40&md5=2e5af96208554c6eb341332c293f0e64

Kusmayadi, D., Badruzaman, J., Firmansyah, I. Efficiency and profitability of Islamic banks in Indonesia (2017) Advanced Science Letters, 23 (9), pp. 8807-8812. https://www.scopus.com/inward/record.uri?eid=2-s2.0-85032903115&doi=10.1166%2fasl.2017.9975&partnerID=40&md5=1c9242e04b6f5ac59661b3081bf95871

Kadim, A., Zain, Y., Sumarjaya. Determinants of cost efficiency and it's implications on Sharia Bank in Indonesia profitability at the period of 2012 - 2016 (2017) International Journal of Economic Research, 14 (16), pp. 107-126. https://www.scopus.com/inward/record.uri?eid=2-s2.0-85040178478&partnerID=40&md5=a7fb1ec1b436fdaa2cd9b59f268103f3

Karyawati, P.G., Angesty, K., Joshi, P.L. A study of inverted U-shape relationship between firm size and corporate social responsibility - The case of Indonesia (2017) International Journal of Accounting, Auditing, and Performance Evaluation, 13 (3), pp. 308-323. https://www.scopus.com/inward/record.uri?eid=2-s2.0-85025069074&doi=10.1504%2fIJAAPE.2017.085185&partnerID=40&md5=5475fdfdd851db19cb6ae4d3fe5140ee

Kamaludin, Usman, B. Capital structure: New evidence across the broad spectrum of state-owned enterprises performance in Indonesia (2017) Pertanika Journal of Social Sciences and Humanities, 25 (S), pp. 117-132. https://www.scopus.com/inward/record.uri?eid=2-s2.0-85047316180&partnerID=40&md5=bb02ae0003bfce30d234a35eeee3cd75

Handayani, D., Surachman, E.N. Sukuk Negara as financing strategy for renewable energy infrastructure: Case study of Muara Laboh geothermal power project (2017) International Journal of Energy Economics and Policy, 7 (4), pp. 115-125. https://www.scopus.com/inward/record.uri?eid=2-s2.0-85030556891&partnerID=40&md5=d86ae7c643ea2a60e7ae89330d1a58cb

Saftiana, Y., Mukhtaruddin, Putri, K.W., Ferina, I.S. Corporate governance quality, firm size and earnings management: Empirical study in Indonesia stock exchange (2017) Investment Management and Financial Innovations, 14 (4), pp. 105-120. https://www.scopus.com/inward/record.uri?eid=2-s2.0-85040165558&partnerID=40&md5=66d550239c0b028cc2d9a2b9ef61ba36

Wardhana, R., Tjahjadi, B., Permatasari, Y. The mediating role of growth opportunity in good corporate governance-stock return relationship (2017) Investment Management and Financial Innovations, 14 (3), pp. 313-321. https://www.scopus.com/inward/record.uri?eid=2-s2.0-85037826209&doi=10.21511%2fimfi.14%283-2%29.2017.02&partnerID=40&md5=edab4055286f85c09000cd920ada571e

Setyaningrum, D., Wardhani, R., Syakhroza, A. Good public governance, corruption, and public service quality: Indonesia evidence (2017) International Journal of Applied Business and Economic Research, 15 (19), pp. 327-338. https://www.scopus.com/inward/record.uri?eid=2-s2.0-85049184525&partnerID=40&md5=467d1108f860f15251ad9cae9010bc75

Abd. Majid, M.S., Vakhira, Z.A., Kassim, S. Do conventional and Islamic stock markets subject to different market anomalies? Empirical evidence from Indonesia and Malaysia (2016) Journal of Applied Economic Sciences, 11 (5),  https://www.scopus.com/inward/record.uri?eid=2-s2.0-84991730802&partnerID=40&md5=4e59038b1057e1a2306ab07c13b2f4fa

Yuliani, Rasyid, H.M.A. Sustainability of market performance: Moderating effect of sustainable competitive advantage, ownership structure and financing decision – evidence privatized state-owned enterprises in Indonesia (2016) Journal of Applied Economic Sciences, 11 (1), .https://www.scopus.com/inward/record.uri?eid=2-s2.0-84964297310&partnerID=40&md5=35886f282dcf1e3250aaa3e317eeabb3

Subanidja, S., Rajasa, A., Suharto, E. The contagion effect of global financial crisis and cluster of Indonesian export (2016). International Journal of Applied Business and Economic Research, 14 (10), pp. 6897-6914. https://www.scopus.com/inward/record.uri?eid=2-s2.0-84987810692&partnerID=40&md5=cf2911f8e213f8996ec9c66ae8928608

Emami, H., Tehrani, M.R. Analytical study of pecking order theory of capital structure: Evidence from Malaysia (2016) Proceedings of the International Conference on Industrial Engineering and Operations Management, 8-10 March 2016, pp. 2864-2872. https://www.scopus.com/inward/record.uri?eid=2-s2.0-85018767695&partnerID=40&md5=16af7a0f7ed153effe568c9c6fe62085

Muafi. Analyzing fit in CSR strategy research in state-owned enterprises: Indonesia context (2016) Journal of Industrial Engineering and Management, 9 (1), pp. 179-206. Cited 16 times. https://www.scopus.com/inward/record.uri?eid=2-s2.0-85006013033&doi=10.3926%2fjiem.1729&partnerID=40&md5=684833ca72a34d76bba2cdd3ec3fd986



Screening for Plagiarism

Originality and Plagiarism

In publishing, Journal of Finance and Banking strongly against any case of plagiarism on its own merits. Journal of Finance and Banking commits to deterring plagiarism, including self-plagiarism.

The authors should ensure that they have written entirely original works, and if the authors have used the work and/or words of others that this has been appropriately cited or quoted. Papers found with such problems are automatically rejected and authors are so advised. Also, significant parts of the work have not been published. The author also respects entirely Author Guideline of Journal of Finance and Banking regarding the redundant, duplicate or fraudulent publication.

Before the author(s) submit the manuscript to Journal of Finance and Banking please conducting check first for similarity.

Journal of Finance and Banking does affiliate with Turnitin

The Article has not been published in other media and does not contain elements of plagiarism. We recommend that the authors should use reference management software, such as Mendeley, Zotero, or RefWorks.

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Journal of Finance and Banking

Diploma Program of Banking and Finance
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