Submissions

Author Guidelines

Procedure for Writing Articles
Please download the Guidelines for Authors [here].

1. General Guidelines
- Jurnal Penelitian is published twice a year, in June and December.
- Manuscripts must be submitted online via https://jurnal.unmer.ac.id/index.php/jp/index.
- The manuscript should summarize the results of community service implementation.
- Manuscripts must be written in MS Word format and prepared for printing according to the provided template.
- The maximum file size for MS Word manuscripts is 2 MB.
- Manuscripts must be written in English using Palatino Linotype font, size 10 pt.
- The manuscript should be 10–15 pages long, single-spaced.
- Page formatting should be in a single-column layout.
- Paper size must be A4 with the following margin settings: Top, bottom, and right margins: 2.0 cm; Left margin: 3.0 cm

2. Manuscript Submission
Manuscripts must be submitted in softcopy format via the Open Journal System (OJS) at http://jurnal.unmer.ac.id/index.php/jp/index.
Each submission must include:
1. A complete curriculum vitae of the author.
2. A manuscript formatted according to the guidelines below.

3. Writing Instructions
- Manuscripts should be single-spaced and between 10–15 pages, including the abstract and references.
- Paper size: A4
- Font: Palatino Linotype, 10 pt (except for tables, charts, and figures, which should be in 9 pt).
- All manuscripts (including tables, figures, and equations) must be editable in MS Word format to allow for editorial adjustments.

4. General Writing Style
Manuscripts submitted to Jurnal Penelitian may include:
- Theoretical studies and applications,
- Research findings,
- Conceptual ideas,
- Literature reviews,
- Book reviews, and
- Other practical writings related to finance and banking.
Manuscripts can be written in Indonesian or English; however, only English-language versions will be published. The writing style should be narrative, minimizing the use of tables, figures, and equations. Each section should have subheadings.
________________________________________
Manuscript Structure

Conceptual and Research Manuscripts
The structure of a conceptual manuscript consists of:
1. Title
2. Author's Name (without academic titles)
3. Affiliation & Correspondence Address (including telephone, fax, and email)
4. Abstract
5. Keywords
6. Introduction (without a subheading)
7. Main Content (divided into subheadings)
8. Conclusion
9. References

The structure of a research manuscript includes:
1. Title
2. Author's Name (without academic titles)
3. Affiliation & Correspondence Address
4. Abstract
5. Keywords
6. Introduction (without a subheading)
7. Hypotheses Development (optional)
8. Methods
9. Results
10. Discussion
11. Conclusion
12. References
________________________________________
Detailed Guidelines for Each Section

Title
- Must not exceed 14 words.
Author Information
- Full name of the author(s) (without academic titles or abbreviations).
- Institution name and full affiliation address (including ZIP code).
- Corresponding author's contact details (telephone, fax, and email).
Abstract
- Word count: 150–200 words (single paragraph).
- For research manuscripts: Include the research objective, methods, and key findings.
- For conceptual articles: Summarize the main ideas and overall content of the manuscript.
Keywords
- Must be in 3–6 phrases.
- Should include key terms relevant to the manuscript’s topic.
- Must be arranged alphabetically.
Introduction
- Introduces the topic and objectives of the study.
- Provides theoretical and empirical background information.
- Explains previous studies and findings that support the research.
- Maintains a logical and coherent flow of ideas.
Hypotheses Development (if applicable)
- Presents a theoretical and empirical explanation supporting the hypotheses.
- Hypotheses must be testable and falsifiable.
Methods
- Provides enough detail for readers to replicate the study.
- Includes information on:
- Research design
- Population and sample
- Data sources and collection methods
- Data analysis techniques
Results
- Presents findings in a structured and systematic manner.
- Includes interpreted data rather than raw data.
- Figures, tables, and charts must be cited within the text.
Discussion
- Interprets research findings about theory and previous studies.
- Answers research questions and evaluates hypotheses (if applicable).
- Discusses the implications of the findings for academic and practical applications.
Conclusion
- Provides a summary of key findings.
- Should offer insights for further research.