The effect of income on net profit of banks before and during the Covid-19 pandemic

Abstract

This study aims to see whether income has an effect on net profit at state-owned banks before and during the Covid-19 pandemic for the 2018-2021 period. This study uses a quantitative approach. The object of research is the form of quarterly financial statements of state-owned banks. The data collection technique in this research is purposive sampling. The data source used is secondary data. The method of data analysis is simple regression analysis. The results of this study indicate that income has an effect on net income, while there is no difference in income but there is a difference in net income before and during the Covid-19 pandemic.