Design and Evaluation of an Adaptive E-CRM Model for Enhancing MSME Competitiveness in the Digital Era

Authors

  • Khabib Alia Akhmad
  • Nurohman Universitas Duta Bangsa Surakarta

DOI:

https://doi.org/10.26905/jbm.v13i1.16344

Keywords:

CRM, Design Science Research, Digital Transformation, MSMEs, Technology Adoption

Abstract

This study develops and evaluates an adaptive Electronic Customer Relationship Management (E-CRM) model to strengthen the competitiveness of Indonesian Micro, Small, and Medium Enterprises (MSMEs) amid accelerating digital transformation. Using the Technology–Organization–Environment (TOE) framework and a Design Science Research (DSR) methodology, the research integrates iterative problem identification, design, implementation, evaluation, and refinement. Surveys of 120 MSMEs, interviews with 15 owners, and a three-month pilot with ten diverse enterprises informed the artifact’s design. The adaptive E-CRM prototype leverages familiar technology such as the WhatsApp Business API and modular dashboards to match varying digital readiness levels. Results show significant improvements in customer retention (+23.2%), faster response times (from 4.2 to 1.8 hours), and notable cost reductions in communication and administration (average 25.8%). Usability testing via the System Usability Scale yielded a mean score of 78.5, confirming accessibility across low-to-high digital literacy users. The findings demonstrate that context-aware, low-cost E-CRM solutions can overcome MSME barriers of limited digital skills, financial constraints, and scarce human resources. Practically, the model offers a scalable guide for policymakers and business associations to promote inclusive, sustainable digital transformation and provides a theoretical contribution to technology adoption research in developing economies

Downloads

Download data is not yet available.

References

Affandi, Y., Ridhwan, M. M., Trinugroho, I., & Adiwibowo, D. H. (2024). Digital adoption, business performance, and financial literacy in ultra-micro, micro, and small enterprises in Indonesia. Research in International Business and Finance, 70, 102376. https://doi.org/10.1016/j.ribaf.2024.102376

Alghamdi, A., Alzahrani, M., & Alharbi, F. (2023). The impact of electronic customer relationship management (E-CRM) on customer satisfaction and loyalty: Evidence from SMEs. Journal of Business and Retail Management Research, 17(1), 45–57. https://doi.org/10.24052/JBRMR/V17IS01

Al-Qershi, N., Mokhtar, S. S. M., & Abas, Z. (2020). The mediating role of customer relationship management in the relationship between business strategy and small business performance. Journal of Business Strategy, 41(2), 51–68. https://doi.org/10.1108/JBS-03-2018-0044

Alraja, M. N., Imran, R., Khashab, B. M., & Shah, M. (2022). Technological innovation, sustainable green practices, and SMEs’ sustainable performance in times of crisis (COVID-19 pandemic). Information Systems Frontiers, 24(4), 1081–1105. https://doi.org/10.1007/s10796-022-10250-z

Auttri, B., Chaitanya, K., Daida, S., Kumar, S., Com, M., & Pgdt, M. (2023). Digital transformation in customer relationship management: Enhancing engagement and loyalty. European Economic Letters, 13(3), 410. https://doi.org/10.52783/eel.v13i3.410

Badghish, S., & Soomro, Y. A. (2024). Artificial intelligence adoption by SMEs to achieve sustainable business performance: Application of Technology–Organization–Environment framework. Sustainability, 16(5), 1864. https://doi.org/10.3390/su16051864

Bangor, A., Kortum, P., & Miller, J. (2009). Determining what individual SUS scores mean: Adding an adjective rating scale. Journal of Usability Studies, 4(3), 114–123.

Bansal, S. (2024). Digital transformation and economic competitiveness in emerging markets. International Journal of Information Management, 76, 102704. https://doi.org/10.1016/j.ijinfomgt.2024.102704

Bodrožić, Z., & Adler, P. S. (2022). Alternative futures for the digital transformation: A macro-level Schumpeterian perspective. Organization Science, 33(1), 105–125. https://doi.org/10.1287/orsc.2021.1558

Chatterjee, S., Chaudhuri, R., Thrassou, A., & Vrontis, D. (2023). International relationship management during social distancing: The role of AI-integrated social CRM by MNEs during the COVID-19 pandemic. International Marketing Review, 40(5), 1263–1294. https://doi.org/10.1108/imr-12-2021-0372

Creswell, J. W. (2014). Research design: Qualitative, quantitative, and mixed methods approaches (4th ed.). Sage Publications.

Drechsler, A., & Hevner, A. R. (2018). A four-cycle model of IS design science research: Capturing the dynamic nature of IS artifact design. Communications of the Association for Information Systems, 43(1), 617–632. https://doi.org/10.17705/1CAIS.04314

Egodawele, M., Sedera, D., & Bui, V. (2022). A Systematic Review of Digital Transformation Literature (2013-2021) and the development of an overarching apriori model to guide future research. arXiv preprint arXiv:2212.03867. https://doi.org/10.48550/arXiv.2212.03867

Gil-Gómez, H., Guerola-Navarro, V., Oltra-Badenes, R., & Lozano-Quilis, J. A. (2020). Customer relationship management: Digital transformation and sustainable business model innovation. Economic Research–Ekonomska Istraživanja, 33(1), 2733–2750. https://doi.org/10.1080/1331677X.2019.1676283

Gregor, S., & Hevner, A. R. (2013). Positioning and presenting design science research for maximum impact. MIS Quarterly, 37(2), 337–355. https://doi.org/10.25300/MISQ/2013/37.2.01

Hendrawan, A., Putra, A. R., & Utami, R. M. (2024). Digital transformation in MSMEs: Challenges and opportunities in technology management. Journal of Entrepreneurship and Business Innovation, 11(2), 85–101. Retrieved from https://scholar.google.com

Herman, R., Subramanian, N., & Gunawan, S. (2020). The role of e-CRM and innovation capability on marketing performance of Indonesian SMEs. International Journal of Productivity and Performance Management, 69(7), 1423–1444. https://doi.org/10.1108/IJPPM-02-2019-0088

Jalal, A., Bahari, M., & Tarofder, A. K. (2021). Transforming Traditional CRM Into Social CRM: An Empirical Investigation in Iraqi Healthcare Industry. Heliyon, 7(5), e06913. https://doi.org/10.1016/j.heliyon.2021.e06913

Kraus, S., Jones, P., Kailer, N., Weinmann, A., Chaparro-Banegas, N., & Roig-Tierno, N. (2022). Digital transformation: An overview of the current state of the art of research. International Journal of Information Management, 63, 102466. https://doi.org/10.1016/j.ijinfomgt.2021.102466

Lecerf, M.-A., & Omrani, N. (2019). SME internationalization: The impact of information technology and innovation. Journal of the Knowledge Economy, 10(2), 563–585. https://doi.org/10.1007/s13132-017-0479-0

Lukman, H., Andriani, E., & Mulyani, Y. (2023). Social customer relationship management conceptual model for MSMEs in Indonesia. International Journal of Advanced Computer Science and Applications, 14(2), 129–137. https://doi.org/10.14569/IJACSA.2023.0140216

Lukmanova, I., Saini, N., Singh, P. P., Mohan, C., & Kumar, Y. (2024). Quantifying the Impact of Digital Transformation on Economic Growth: A Longitudinal Analysis. Bio Web of Conferences, 86, 1079. https://doi.org/10.1051/bioconf/20248601079

Marolt, M., Zimmermann, H.-D., & Uršič, D. (2024). Exploring digital transformation journey among micro, small-, and medium-sized enterprises: A mixed-methods analysis. Journal of Small Business Management, 62(1), 103–125. https://doi.org/10.1080/00472778.2023.2178361

Meilariza, R., Delima, Z. M., & Zuliyati. (2024). Digitalization of Micro, Small, and Medium Enterprises (MSMEs) in Indonesia. In 1st International Conference on Economic, Management, and Accounting (ICEMA) (pp. 245-257). KnE Social Sciences. https://doi.org/10.18502/kss.v9i17.16334

Moreira, F., Ferreira, M. J., & Seruca, I. (2025). Combining TOE and design science research for ICT adoption: Toward sustainable digital transformation. Information Systems and e-Business Management, 23(1), 41–62. https://doi.org/10.1007/s10257-024-00612-4

Moussa, A. M., & Tarek, S. (2023). Digital Transformation and Its Impact in Egypt: A Comprehensive Literature Review. International Journal of Professional Business Review, 8(8), e02755. https://doi.org/10.26668/businessreview/2023.v8i8.2755

Muthigah, F. W., Kiragu, D., & Sang, A. (2022). Effect of Human Resource Capabilities on Customer Relationship Management in Private Hospitals in Kenya. International Journal of Business Ecosystem and Strategy (2687-2293), 4(1), 42–48. https://doi.org/10.36096/ijbes.v4i1.308

Peffers, K., Tuunanen, T., Rothenberger, M. A., & Chatterjee, S. (2007). A design science research methodology for information systems research. Journal of Management Information Systems, 24(3), 45–77. https://doi.org/10.2753/MIS0742-1222240302

Qalati, S. A., Ostic, D., Sulaiman, M. A. B. A., Gopang, A. A., & Khan, A. (2022). Social Media and SMEs’ Performance in Developing Countries: Effects of Technological-Organizational-Environmental Factors on the Adoption of Social Media. Sage Open, 12(2). https://doi.org/10.1177/21582440221094594

Religia, D., Suyono, E., & Widodo, S. (2025). Technology–organization–environment framework analysis of digital adoption among Indonesian MSMEs. Journal of Asian Business and Economic Studies, 32(1), 58–75. https://doi.org/10.1108/JABES-11-2024-0156

Rumijati, A., & Hakim, A. R. (2023). Innovative Work Behavior and Self-Efficacy: Does Entrepreneurial Leadership Impact MSME Business Performance? Problems and Perspectives in Management, 21(4), 304–315. https://doi.org/10.21511/ppm.21(4).2023.24

Sagala, A., Manurung, T., & Purba, C. (2024). Barriers to digital transformation in Indonesian micro and small enterprises. International Journal of Entrepreneurship and Small Business, 51(3), 213–230. https://doi.org/10.1504/IJESB.2024.131507

Shahadat, M. M. H., Nekmahmud, M., Ebrahimi, P., & Fekete-Farkas, M. (2023). Digital Technology Adoption in SMEs: What Technological, Environmental and Organizational Factors Influence in Emerging Countries? Global Business Review. https://doi.org/10.1177/09721509221137199

Sinulingga, H. B., & Digdowiseiso, K. (2024). Implementation of Electronic Customer Relationship (E-Crm) in Increasing Customer Loyalty PT Cromwell Indonesia. Ijembis, 4(1), 583–588. https://doi.org/10.59889/ijembis.v4i1.360

Susanti, D., Rahman, A., & Yuliani, R. (2023). Digital transformation in SMEs: A systematic literature review and future research agenda. Journal of Business Research, 158, 113689. https://doi.org/10.1016/j.jbusres.2023.113689

Telukdarie, A., Dube, T., Munsamy, M., Murulane, K., & Mongwe, R. (2024). Navigating Digital Challenges for SMEs: A Two-Tier Approach to Risks M itigation and Sustainability. Sustainability, 16(14), 5857. https://doi.org/10.3390/su16145857

Tornatzky, L. G., & Fleischer, M. (1990). The processes of technological innovation. Lexington Books.

Triandini, E., Ngurah, G., Wijaya, S., Ketut, I., & Suniantara, P. (2023). Analysis of Technology Adoption by SMEs Using Technology Organization Environment Model. Journal of System and Management Sciences, 13(2). https://doi.org/10.33168/jsms.2023.0216

Utami, S., & Sudarmiatin, S. (2022). Electronic customer relationship management (E-CRM) and marketing performance of SMEs: Evidence from East Java, Indonesia. International Journal of Applied Business and International Management, 7(3), 75–87. https://doi.org/10.32535/ijabim.v7i3.1608

Wieringa, R. (2014). Design science methodology for information systems and software engineering. Springer. https://doi.org/10.1007/978-3-662-43839-8

Yacob, P., Rahim, R. A., & Radzi, N. S. (2021). E-commerce adoption among SMEs and its impact on business performance. Journal of Theoretical and Applied Electronic Commerce Research, 16(6), 2272–2285. https://doi.org/10.3390/jtaer16060125

Yuwono, T., Novandari, W., Suroso, A., & Sudarto, S. (2024). Information and Communication Technology Among MSMEs: Drivers and Barriers. The Eastasouth Management and Business, 3(1), 101–109. https://doi.org/10.58812/esmb.v3i1.340

Downloads

Published

2026-05-10

How to Cite

Akhmad, K. A., & Nurohman. (2026). Design and Evaluation of an Adaptive E-CRM Model for Enhancing MSME Competitiveness in the Digital Era. Jurnal Bisnis Dan Manajemen, 13(1), 15–27. https://doi.org/10.26905/jbm.v13i1.16344