Moderasi Promosi pada Pengaruh Perceived Ease of Use Terhadap Minat Penggunaan Paylater

Uke Prajogo, Moh. Zulfiqar Naufal Maulana

Abstract


This research aims to analyze the influence of perceived ease of use on interest in using pay-later with the moderation of promotion. The research object is SMEs (small and Medium Enterprises) affiliated with ABM Preneur. The sampling method used is stratified purposive random sampling. The researcher determined the sample criteria as follows: 1. SMEs affiliated with ABM Preneur, 2. Awareness or prior use of Paylater. To determine the minimum sample size, the researcher used the Slovin Technique. The population size in this study is 71 SMEs, and a sample of 60 individuals was obtained. The sample size was determined using the Slovin formula. Data analysis was conducted using SmartPLS 3, where variable X1 is perceived ease of use, variable Y is interest in using pay-later, and variable Z is promotion. The research results show that H1 and H2 are accepted. Therefore, perceived ease of use has a positive and significant influence on interest in using pay-later. Promotion moderates the influence of perceived ease of use on interest in using pay-later. The limitation of this research is that it only analyzes the moderation of promotion and the influence of perceived ease of use on the interest in using pay-later in SMEs affiliated with ABM Preneur in Malang City.


Keywords


Perceived ease of use; Interest in Using Pay-Later; Promotion;

Full Text:

PDF

References


U. Prajogo, “Rancangan Model Pengembangan Kewirausahaan pada Mahasiswa Ditinjau dari Persepsi, Minat dan Kompetensi Kewirausahaan”, Jurnal Manajemen dan Kearifan Lokal Indonesia (JMKLI), Volume 1, No. 1, page 59 – 70, 2017.

U. Prajogo, Armanu & Rofiaty, “The Influence Of Psychological Toward Consumers Adoption Of Innovation With Consumer Innovativeness As Mediators (Study Of Cellular Telephone Consumers In Malang City)”, International Journal of Civil Engineering and Technology (IJCIET), Volume 9, Issue 11, November 2018, pp. 1130–1147, 2018.

U. Prajogo, M. Lutfi, Y. Liana, and A. Sutanto, “Evaluation of post-harvest coffee to conform with good manufacturing practices (GMP) to develop entrepreneurship”, Published under licence by IOP Publishing Ltd. IOP Conference Series: Earth and Environmental Science, Volume 475, International Conference on Green Agro-industry and Bioeconomy 26-27 August 2019, Malang East Java Indonesia, 2020.

U. Prajogo, “Pengaruh Entrepreneurship dan Market Oriented Terhadap Keunggulan Bersaing untuk Peningkatan Kinerja Online Shop UMKM”, Jurnal Teknologi dan Manajemen Informatika (JTMI), Volume 6, Issue 2, pages 147 – 152, 2020.

Prajogo, U. (2021). Pengaruh Perceived Ease of Use dan Perceived Usefulness terhadap Penggunaan Teknologi Marketplace dengan Attitude sebagai Variabel Intervening. Jurnal Teknologi Dan Manajemen Informatika, 7(1), 62–68.

U. Prajogo, & R. Rusno. (2022). Persepsi risiko terhadap minat melakukan pinjaman online dengan kemudahan penggunaan sebagai variabel moderasi. MBR (Management and Business Review), 6(1), 22–32.

U. Prajogo. (2023). Information Literacy Against Interest in Making Online Loans With Ease of Use as a Moderating Variable for Muslim Entrepreneurs in Indonesia. IQTISHODUNA: Jurnal Ekonomi Islam, 12(1), 137–156.

U. Prajogo, & R. Rusno. (2023). Analisis Moderasi Inklusi Keuangan Pada Pengaruh Platform Terhadap Minat Penggunaan Pinjaman Online. MBR (Management and Business Review), 7(1), 133 - 141.

Z. Laili, & U. Prajogo, Pengembangan Model Literasi Keuangan

Dalam Peningkatan Kinerja Dan Profitabiltas Umkm Di Kota Malang. Jurnal Riset Mahasiswa Manajemen (JRMM). Volume 7 No 2. Pages 1 – 5. 2021.

Abrilia, N. D., & Tri, S. (2020). Pengaruh Persepsi Kemudahan Dan Fitur Layanan Terhadap Minat Menggunakan E-Wallet Pada Aplikasi Dana Di Surabaya. Jurnal Pendidikan Tata Niaga, 8(3), 1006–1012.

F. D. Davis, “Perceived Usefulness, Perceived Ease Of Use And User Acceptance Of Information Technology”, MIS Quarterly, Vol. 13 No.3, pp. 318-39, 1986.

F. D. Davis, “Measurement Scales for Perceived Usefulness and Perceived Ease of Use”, 1986. http://wings.buffalo.edu/mgmt/courses/mgtsand/success/davis.html, (retrieved 23 Desember 2005) dasril.wordpress.com/e-commerce.

M. W. Adhiputra, “Aplikasi Technology Acceptance Model terhadap Pengguna Layanan Internet Banking”, Jurnal Bisnis dan Komunikasi, 2 (1), 52 – 63, 2015.

B. A. Yuliyani & M. S. Dewi, “Generasi Y dan Adopsi terhadap Internet Banking pada Nasabah di Indonesia Menggunakan Kerangka Technology Acceptance Model (TAM)”, Jurnal Wawasan Manajemen, 4 (3), 231 – 244, 2016.

Arya Nugraha & Herry Laksito, “Anteseden Penerimaan Teknologi Informasi Dalam Profesi Audit Internal Dengan Menggunakan Technology Acceptance Model (Studi Empiris Pada Bank Perkreditan Rakyat Di Jawa Tengah)”, Diponegoro Journal Of Accounting, Volume 3, Nomor 2, Tahun 2014, Halaman 1-15, 2014.

R. P. Bangkara & N. P. S. H. Mimba, “Pengaruh Perceived Usefulness Dan Perceived Ease Of Use Pada Minat Penggunaan Internet Banking Dengan Attitude Toward Using Sebagai Variabel Intervening”, E-Jurnal Akuntansi Universitas Udayana, Vol. 16.3, September (2016): 2408-2434, 2016.

Walgito, B. (2010). Pengantar Psikologi Umum. Yogyakarta: Andi Offset.

Aisha, N., & Kurnia, E. (2022). Pengaruh Persepsi Kemudahan dan Daya Tarik Iklan Terhadap Keputusan Menggunakan Dompet Digital “OVO.” Bursa: Jurnal Ekonomi Dan Bisnis, 153–163/ https://jurnal.risetilmiah.ac.id/index.php/jeb/article/view/131%0Ahttps://jurnal.risetilmiah.ac.id/index.php/jeb/article/download/131/88

Asja, H. J., Susanti, S., & Fauzi, A. (2021). Pengaruh Manfaat, Kemudahan, dan Pendapatan terhadap Minat Menggunakan Paylater : Studi Kasus Masyarakat di DKI Jakarta (The Influence of Perceived Usefulness, Ease of Use and Income on Interest in Using Paylater: A Case Study of People in DKI Jakarta). Jurnal Akuntansi, Keuangan, Dan Manajemen, 2(4), 309–325.

DSResearch. (2020). Evolving Landscape of Fintech Lending in Indonesia.

A Morissan M., dkk. 2012. Metode Penelitian Survei. Jakarta: Kencana. h 34

Prasetya, H., & Putra, S. E. (2020). Pengaruh Persepsi Kemudahan Penggunaan, Manfaat Dan Risiko Terhadap Minat Menggunakan Uang Elektronik Di Surabaya. Jurnal Dinamika Ekonomi & Bisnis, 17(2), 151–158. https://doi.org/10.34001/jdeb.v17i2.1340

Prastiwi, I. E., & Fitria, T. N. (2021). Konsep Paylater Online Shopping dalam Pandangan Ekonomi Islam. Jurnal Ilmiah Ekonomi Islam, 7(1), 425. https://doi.org/10.29040/jiei.v7i1.1458.

Rossa, A. (2022). Pengaruh Persepsi Kemudahan Penggunaan, Kepercayaan, Risiko dan Keamanan terhadap Impulse Buying Pengguna SPaylater (Shopee Paylater) di Jadetabek. Seminar Nasional Akuntansi Dan Manajemen. http://prosiding-old.pnj.ac.id/index.php/snampnj/article/view/5518

Sari, M. A., Listiawati, R., Novitasari, & Vidyasari, R. (2019). Analisa-Pengaruh-Daya-Tarik-Promosi-Terhadap-Minat-E-Wallet-Mia-Andika. Jurnal Ekonomi & Bisnis, VOL. 18 NO(2), 126–134.

Endriyanto, R., & Indrarini, R. (2022). Pengaruh Promosi dan Fitur Layanan terhadap Minat Menggunakan E-Wallet Linkaja (Studi Kasus di Surabaya). Jurnal Ekonomika Dan Bisnis Islam, 5(1), 67–80. https://doi.org/10.26740/jekobi.v5n1.p67-80

Lalu Agustino. (2021). Pengaruh Promosi, Persepsi Kemudahan Dan Persepsi Manfaat Terhadap Minat Penggunaan E-Wallet Dengan Kepercayaan Sebagai Variabel Mediasi Pada Pengguna E-Wallet Di Kota Banjarmasin. Kindai, 17(3), 401–422. https://doi.org/10.35972/kindai.v17i3.631

Malau, A. R. (2020). Analisa Produk, Promosi dan Proses Terhadap Keputusan Konsumen untuk Menggunakan Platform Kredit Online. Journal of Economics and Business, 1(2), 76–88.




DOI: https://doi.org/10.26905/jtmi.v9i2.11172

Refbacks

  • There are currently no refbacks.


Copyright (c) 2023 Jurnal Teknologi dan Manajemen Informatika

Creative Commons License
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

ndexing by
width="150"

SINTA - Science and Technology Index

Index Copernicus International (ICI)

Tools

Turnitin

crossref

Mendeley

Jurnal Teknologi dan Manajemen Informatika 


Fakultas Teknologi Informasi
University of Merdeka Malang

Alamat:

Jl. Terusan Raya Dieng No. 62-64, Malang, Indonesia, 65146
(0341) 566462
Email: jurnal.fti@unmer.ac.id


Creative Commons License
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.