Pendidikan Keuangan Keluarga, Kesadaran Keuangan dan Tingkat Personal Finance
Abstract
The purpose of this study was to determine the effect of financial education on the family, financial education on campus, peers, financial literacy and financial awareness on the level of student personal finance. The sampling technique uses a non probability sampling technique. While the sampling method uses incidental sampling, whoever by chance or fits as a data source, then continues using the purposive sampling method, namely the sam-pling technique with the consideration of students of the Faculty of Economics in Yogya-karta who have taken Financial Management courses and who have taken courses that concentrate on Finance. From these considerations, 103 respondents. The data analysis technique uses multiple regression analysis. The results showed that financial education in the family, financial literacy and financial awareness had a significant effect on student personal finance, while financial education on campus and peers had no effect on student personal finance.
DOI: https://doi.org/10.26905/afr.v3i2.5840
Keywords
Full Text:
PDFReferences
Ahmad, Z., Simun, M., & Masuod, M. S. (2014). Determinants of Financial Behaviours among Malaysians. Indonesian Capital Market Review, 2(2), 121–132. https://doi.org/10.21002/icmr.v2i2.3663
Alekam, J. M. E., Salleh, M. S. B. M., & Mokhtar, S. S. bin M. (2018). The Effect of Family, Peer, Behavior, Saving and Spending Behavior on Financial Literacy among Young Generations. International Journal of Organizational Leadership, 7(3), 309–323. https://doi.org/10.33844/ijol.2018.60258
Amagir, A., Groot, W., Maassen van den Brink, H., & Wilschut, A. (2018). A review of financial-literacy education programs for children and adolescents. Citizenship, Social and Economics Education, 17(1), 56–80. https://doi.org/10.1177/2047173417719555
Ameliawati, M., & Setiyani, R. (2018). The Influence of Financial Attitude, Financial Socialization, and Financial Experience to Financial Management Behavior with Financial Literacy as the Mediation Variable. KnE Social Sciences, 3(10), 811. https://doi.org/10.18502/kss.v3i10.3174
Chuah, S. C., Kamaruddin, J. N., & Singh, J. S. K. (2020). Factors affecting financial management behaviour among university students. Malaysian Journal of Consumer and Family Economics, 25, 154–174.
Dangol, J., & Maharjan, S. (2018). Parental and Peer Influence on the Saving Behavior of the Youth. International Research Journal of Management Science, 3(1), 42–63. https://doi.org/10.3126/irjms.v3i0.28035
Darmawan, A., Suyoto, Widhiandono, H., Utami, N. H., Razak, A. A. Z. A., & Ab Wahid, H. (2018). The Effect of Financial Literacy, Financial Experience, and Locus of Control Towards Financial Management Attitude and Family Investment Planning Behavior. Proceedings International Conference of Business, Accounting and Economic (ICBAE UMP 2018), April, 206–215.
Dewi, I. A. K., & Rochmawati, R. (2020). Pengaruh Money Attitude Terhadap Perilaku Pengelolaan Keuangan Pribadi: Pengetahuan Dan Financial Self-Efficacy Sebagai Moderasi. Jurnal Pendidikan Ilmu Sosial, 30(2), 123–134. https://doi.org/10.23917/jpis.v30i2.10956
Dwiastanti, A., & Hidayat, C. W. (2016). Literasi Keuangan Ibu Rumah Tangga dalam Membentuk Perilaku Keuangan Keluarga. SNA MK Seminar Nasional Akuntansi, Manajemen & Keuangan.
Erawati, N., & Susanti. (2016). Pengaruh Literasi Keuangan, Pembelajaran Di Perguruan Tinggi, Dan Pengalaman Bekerja Terhadap Perilaku Keuangan Mahasiswa Fakultas Ekonomi Universitas Negeri Surabaya. Jurnal Pendidikan Akuntansi (JPAK), 5(1), 1–7.
Ergün, K. (2018). Financial literacy among university students: A study in eight European countries. International Journal of Consumer Studies, 42(1), 2–15. https://doi.org/10.1111/ijcs.12408
Fatimah, N., & Susanti. (2018). Pengaruh Pembelajaran Akuntansi Keuangan, Literasi Keuangan, Dan Pendapatan Terhadap Perilaku Keuangan Mahasiswa Fakultas Ekonomi Universitas Muhammadiyah Gresik. Jurnal Pendidikan Akuntansi (JPAK), 6(1).
Goyal, K., & Kumar, S. (2020). Financial literacy: A systematic review and bibliometric analysis. In International Journal of Consumer Studies (Vol. 45, Issue 1). https://doi.org/10.1111/ijcs.12605
Gunardi, A., Ridwan, M., & Sudarjah, G. M. (2017). the Effect of Gender on Financial Literacy. Jurnal Keuangan Dan Perbankan, 21(3), 446–458. https://doi.org/10.29106/fesa.615866
Gunay, G., Boylu, A. A., & Oğuz, A. (2015). Determinants of financial management behaviors of families. In Handbook of Research on Behavioral Finance and Investment Strategies: Decision Making in the Financial Industry (Issue May 2018). https://doi.org/10.4018/978-1-4666-7484-4.ch014
Herdjiono, I., & Damanik, L. A. (2016). Pengaruh Financial Attitude, Financial Knowledge, Parental Income Terhadap Financial Management Behavior. Jurnal Manajemen Teori Dan Terapan| Journal of Theory and Applied Management, 9(3), 226–241. https://doi.org/10.20473/jmtt.v9i3.3077
Hidayat, S. (2020). Literasi Keuangan Untuk Pengelolaan Keuangan Pribadi. Syariah (EKUITAS), 1(2), 130–133. https://slideplayer.info/slide/1972619/
Idris, F. H., Krishnan, K. S. D., & Azmi, N. (2013). Relationship between financial literacy and financial distress among youth in Malaysia. Malaysian Journal of Society and Space 9, 4(4), 106–117.
Isomidinova, G., Singh, J., & Singh, K. (2017). Determinants of financial literacy: a quantitative study among young students in Tashkent, Uzbekistan. Electronic Journal of Business & Management, 2(1), 61–75.
Jamal, A. A. A., Ramlan, W. K., Karim, M. A., Mohidin, R., & Osman, Z. (2015). The Effects of Social Influence and Financial Literacy on Savings Behavior: A Study on Students of Higher Learning Institutions in Kota Kinabalu, Sabah. International Journal of Business and Social Science, 6(111), 110–119.
Johnson, E., & Sherraden, M. S. (2007). From Financial Literacy to Financial Capability Among Youth Center for Social Development. Journal of Sociology and Social Welfare, 34(3), 119–145. http://gwbweb.wustl.edu/csd
Laily, N. (2016). Pengaruh Literasi Keuangan Terhadap Perilaku Mahasiswa Dalam Mengelola Keuangan. Journal of Accounting and Business Education, 1(4). https://doi.org/10.26675/jabe.v1i4.6042
Lusardi, A. (2019). Financial literacy and the need for financial education: evidence and implications. Swiss Journal of Economics and Statistics, 155(1), 1–8. https://doi.org/10.1186/s41937-019-0027-5
Lusardi, A., & Mitchell, O. S. (2013). The economic importance of financial literacy. NBER Working Paper No. 18952.
Malinda, M. (2017). Edukasi Perencanaan Keuangan Terhadap Perubahan Perilaku Mahasiswa Mengelola Keuangan. Forum Manajemen Indonesia, 1. http://dx.doi.org/10.1016/j.encep.2012.03.001
Melmusi, Z. (2017). Faktor faktor yang mempengaruhi literasi finansial mahasiswa Fakultas Ekonomi (Studi kasus di Universitas Putra Indonesia “YPTK” Padang). Majalah Ilmiah, 24(2), 221–229.
Natalia, D. E., Murni, S., & Untu, V. N. (2019). Analisis Tingkat Literasi Dan Pengelolaan Keuangan Pribadi Mahasiswa Di Fakultas Ekonomi Dan Bisnis Univeristas Sam Ratulangi. Jurnal EMBA: Jurnal Riset Ekonomi, Manajemen, Bisnis Dan Akuntansi, 7(2), 2131–2140. https://doi.org/10.35794/emba.v7i2.24018
Pahlevi, R. W., & Oktaviani, I. I. (2018). Determinants of Individual Investor Behaviour in Stock Investment Decisions. AFRE (Accounting and Financial Review), 1(2), 53–61. https://doi.org/10.26905/afr.v1i2.2427
Pathirannahalage, S., & Abeyrathna, G. M. (2020). Factors Affecting To Personal Financial Management Behaviours of Government Employees In Sri Lanka. International Journal of Scientific and Research Publications (IJSRP), 10(05), 761–767. https://doi.org/10.29322/ijsrp.10.05.2020.p10188
Peeters, N., Rijk, K., Soetens, B., Storms, B., & Hermans, K. (2018). A Systematic Literature Review to Identify Successful Elements for Financial Education and Counseling in Groups. Journal of Consumer Affairs, 52(2), 415–440. https://doi.org/10.1111/joca.12180
Pradiningtyas, T. E., & Lukiastuti, F. (2019). Pengaruh Pengetahuan Keuangan dan Sikap Keuangan terhadap Locus of Control dan Perilaku Pengelolaan Keuangan Mahasiswa Ekonomi. Jurnal Minds: Manajemen Ide Dan Inspirasi, 6(1), 96. https://doi.org/10.24252/minds.v6i1.9274
Ramadhan, A. Y., & Asandimitra, N. (2019). Determinants of Financial Management Behavior of Millennial Generation in Surabaya. Jurnal Minds: Manajemen Ide Dan Inspirasi, 6(2), 129–144. https://doi.org/10.24252/minds.v6i2.9506
Syuliswati, A. (2020). Pendidikan Pengelolaan Keuangan Keluarga, Gaya Hidup, Pembelajaran Serta Pengaruhnya Terhadap Literasi Keuangan. Akutansi Bisnis & Manajemen ( ABM ), 27(1), 53. https://doi.org/10.35606/jabm.v27i1.553
Yushita, A. N. (2017). Pentingnya Literasi Keuangan Bagi Pengelolaan Keuangan Pribadi. Nominal, Barometer Riset Akuntansi Dan Manajemen, 6(1). https://doi.org/10.21831/nominal.v6i1.14330
DOI: https://doi.org/10.26905/afr.v3i2.5840
Refbacks
- There are currently no refbacks.
This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.
AFRE (Accounting and Financial Review) Postgraduate - University of Merdeka Malang Postgraduate Building, Terusan Dieng Street 62-64 | Other Link | Follow Us | |||||
Site Home Journal Unmer Malang Postgraduate LPPM Library Repository |
|
AFRE (Accounting and Financial Review) This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License. |