Promoting Anti-Fraud Culture in Indonesian Labor Migration for Economic Growth

Authors

  • Mustika Prabaningrum Kusumawati Fakultas Hukum Universitas Islam Indonesia

DOI:

https://doi.org/10.26905/idjch.v16i1.10230

Keywords:

Anti Fraud, PMI, Remittance

Abstract

Article 27, paragraph 2 of the 1945 Constitution guarantees that every citizen has the right to decent work and livelihood. This guarantee implies that the state provides opportunities for citizens to work at home and abroad (as Indonesian Migrant Workers). Limited employment is claimed to be the main factor that causes many Indonesian citizens to prefer to work abroad as Indonesian Migrant Workers (PMI) for a bite of rice rather than being unemployed in their own country. The increasing number of Indonesian Migrant Workers (PMI) and the rapid development of technology from year to year cause a higher opportunity for fraud related to Indonesian Migrant Workers (PMI) is the existence of fake remittance agents in various interconnected countries. In order to support the formation of an anti-fraud culture in the process of sending Indonesian Migrant Workers (PMI) and provide trust and convenience in making transactions,  researchers see the need to form an ecosystem that integrates and is also associated with a technology-based ecosystem. In addition, at least 8 (eight) supporting elements are needed in creating the ecosystem, namely government institutions, banking, Fintech, Educational Institutions, Marketing Models, Indonesian Migrant Workers (PMI) Implementation Agencies recorded in Government Institutions, Procedural Management of Indonesian Migrant Workers (PMI) and Analysis of Indonesian Migrant Workers (PMI). With the remittances obtained from Indonesian Migrant Workers (PMI), economic growth in Indonesia will increase.

Downloads

Download data is not yet available.

References

ACFE Indonesia Chapter #111. (2016). Survai Fraud Indonesia. Association of Certified Fraud Examiners, 7–10.

Alhada, M., Habib, F., Anggraeni, U., Nisa, K. K., Islam, U., & Sunan, N. (2021). Utilization of Migrant Workers Revenues (Remittance) For The Family Economy. Journal of Urban Sociology, 4(1), 16–30.

Arens, Arvin A, R. J. E. and M. S. B. (2008). Auditing dan Jasa Assurance Pendekatan Terintegrasi. Jakarta: Erlangga.

Bimal Ghosh. (2006). Migrants' Remittances and Development : Myths, Rhetoric and Realities. In IOM International Organization for Migration & The Hague Process on Refugees and Migration. Geneva, Switzerland.

Hansson, L. A. (2019). Migration and Remittances. In Encyclopedia of Ecology. https://doi.org/10.1016/B978-0-12-409548-9.10596-2

IFAD, & World Bank. (2015). The Use Of Remittances And Financial Inclusion. Rome, Italy: International Fund For Agricultural Development. Retrieved from https://www.ifad.org/documents/38714170/40187309/gpfi.pdf/58ce7a06-7ec0-42e8-82dc-c069227edb79

Jintan, A. R., Nahar, F. H., & Azizurrohman, M. (2020). Measuring Inflow of Remittances in Six ASEAN Countries Using Macroeconomic Variables: Panel Data Analysis. Journal of Economics Research and Social Sciences, 4(2), 87–101. https://doi.org/10.18196/jerss.v4i2.10102

Kusumawati, M. P. (2017). Ironi Perdagangan Manusia Berkedok Pengiriman “Pahlawan Devisa Negara.” Jurnal Hukum Novelty, 8(2), 187. https://doi.org/10.26555/novelty.v8i2.a7155

Kusumawati, M. P. (2020). Leadership in Good Corporate Governance (Gcg) As a Role Model of Anti-Fraud Culture. Asia Pacific Fraud Journal, 5(2), 258. https://doi.org/10.21532/apfjournal.v5i2.165

Lucas, R. E. B., & Stark, O. (1985). This content downloaded from 139.184.014.159 on February 24. Journal of Political Economy, 93(5), 901–918. Retrieved from http://www.journals.uchicago.edu/t-and-c

Matloob Piracha & Amrita Saraogi. (2011). Motivations for Remittances : Evidence from Moldova. IZA Discussion Paper, (5467).

Metzger, M., Riedler, T., & Pédussel Wu, J. (2020). Migrant Remittances : Alternative Money Transfer Channels. Institute for International Political Economy Berlin, (127). Retrieved from www.econstor.eu

Noeng, M. (1998). Metode Penelitian Kualitatif. Yogyakarta: Rake Sarasin.

Ozaki, M. (2018). Migration and Remittances for Development in Asia. In World Bank. Philippines: Asian Development Bank & The World Bank Group. Retrieved from www.adb.org

Tuanakotta, T. M. (2013). Audit Berbasis ISA (International Standards on Auditing). Jakarta: Salemba Empat.

Ukhtiyani, K., & Indartono, S. (2020). Impacts of Indonesian Economic Growth: Remittances Migrant Workers and FDI. Journal of Economics and Policy, 13(2), 280–291. https://doi.org/10.15294/jejak.v13i2.23543

Published

2025-05-01

How to Cite

Kusumawati, Mustika Prabaningrum. 2025. “Promoting Anti-Fraud Culture in Indonesian Labor Migration for Economic Growth”. Jurnal Cakrawala Hukum 16 (1). https://doi.org/10.26905/idjch.v16i1.10230.

Issue

Vol. 16 No. 1 (2025): April 2025 (in press)

Section

Article

License

Copyright (c) 2025 Jurnal Cakrawala Hukum

Creative Commons License

This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

Authors who publish in this journal agree to the following terms:

The copyright of the received article shall be assigned to the journal as the publisher of the journal. The intended copyright includes the right to publish the article in various forms (including reprints). The journal maintains the publishing rights to the published articles. Authors must agree to the copyright transfer agreement by checking the Copyright Notice column at the initial stage when submitting the article.