Promoting Anti-Fraud Culture in Indonesian Labor Migration for Economic Growth

Authors

  • Mustika Prabaningrum Kusumawati Fakultas Hukum Universitas Islam Indonesia

DOI:

https://doi.org/10.26905/idjch.v16i1.10230

Keywords:

Anti Fraud, PMI, Remittance

Abstract

Article 27, paragraph 2 of the 1945 Constitution guarantees that every citizen has the right to decent work and livelihood. This guarantee implies that the state provides opportunities for citizens to work at home and abroad (as Indonesian Migrant Workers). Limited employment is claimed to be the main factor that causes many Indonesian citizens to prefer to work abroad as Indonesian Migrant Workers (PMI) for a bite of rice rather than being unemployed in their own country. The increasing number of Indonesian Migrant Workers (PMI) and the rapid development of technology from year to year cause a higher opportunity for fraud related to Indonesian Migrant Workers (PMI) is the existence of fake remittance agents in various interconnected countries. In order to support the formation of an anti-fraud culture in the process of sending Indonesian Migrant Workers (PMI) and provide trust and convenience in making transactions,  researchers see the need to form an ecosystem that integrates and is also associated with a technology-based ecosystem. In addition, at least 8 (eight) supporting elements are needed in creating the ecosystem, namely government institutions, banking, Fintech, Educational Institutions, Marketing Models, Indonesian Migrant Workers (PMI) Implementation Agencies recorded in Government Institutions, Procedural Management of Indonesian Migrant Workers (PMI) and Analysis of Indonesian Migrant Workers (PMI). With the remittances obtained from Indonesian Migrant Workers (PMI), economic growth in Indonesia will increase.

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Published

2025-04-01

How to Cite

Kusumawati, Mustika Prabaningrum. 2025. “Promoting Anti-Fraud Culture in Indonesian Labor Migration for Economic Growth”. Jurnal Cakrawala Hukum 16 (1). https://doi.org/10.26905/idjch.v16i1.10230.

Issue

Vol. 16 No. 1 (2025): April 2025 (in press)

Section

Article

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